Honestly, I don't have credit card of my own. I am just too scared of huge interest using it. I only have debit card and only use it securely to pay for my online purchases. I remember one incident when I went shopping and my credit line went too bad that I have to double my earnings just to get the bills paid at the end of the month. It was horrible and I promised myself not to get one anymore. Well I think, I was not ready enough to handle credit card and irresponsible that time that all I think about was to shop. Oh well, I am quite different now. Credit card is a no-no for me. If you are credit card holder, be responsible enough and get ready to pay the charges on due time.
Saturday, August 7, 2010
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Honestly, I don't have credit card of my own. I am just too scared of huge interest using it. I only have debit card and only use it securely to pay for my online purchases. I remember one incident when I went shopping and my credit line went too bad that I have to double my earnings just to get the bills paid at the end of the month. It was horrible and I promised myself not to get one anymore. Well I think, I was not ready enough to handle credit card and irresponsible that time that all I think about was to shop. Oh well, I am quite different now. Credit card is a no-no for me. If you are credit card holder, be responsible enough and get ready to pay the charges on due time.
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Buti pa dito may namimigay ng pera hehehe. yup im running out of cash nts hehe
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